Walmart Delivery Auto Insurance: Rates & Requirements (2025)
Delivering goods for Walmart requires additional insurance for business deliveries. Your personal auto insurance policy won't be sufficient in the event of accident. Learn more by reviewing this Walmart delivery auto insurance guide.
Free Auto Insurance Comparison
Enter your ZIP code below to compare auto insurance rates.
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Mar 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- Walmart partners with independent contractors and third party delivery companies to process deliveries
- Depending on which company you contract with, coverage options provided for Walmart delivery auto insurance may differ
- Insurance laws in your state will determine auto insurance requirements for delivery services
Understanding Walmart delivery auto insurance is essential for any independent contractor looking to become a Walmart associate grocery driver, and applies to many delivery drivers currently working for other companies as well. This delivery auto insurance guide will cover common questions and important information.
Enter your ZIP code above to get a free quote today and start the road to buying Walmart delivery auto insurance.
It’s important to keep in mind that food delivery auto insurance is required for anyone looking to deliver groceries or goods for Walmart. Insurance companies must protect themselves against added liability involving food delivery.
Additional considerations, like shifting the weight of items, interior damage, and potential driving hazards due to loose objects in the vehicle, are all variables auto insurance companies take into account.
Thankfully, many delivery service companies do provide coverage plans specifically for auto delivery insurance. Take a look below to see if your delivery service company offers special delivery insurance in your state.
Walmart Delivery Insurance Coverage Information
| Company | Coverage |
|---|---|
| Amazon Flex | Yes Liability: $1 million Uninsured/Underinsured: $1 million Comprehensive and Collision: $50,000 (if you have your own comprehensive and collision coverage) |
| AmazonFresh | Yes Liability: $1 million Uninsured/Underinsured: $1 million Comprehensive and Collision: $50,000 (if you have your own comprehensive and collision coverage) |
| Amazon Prime Now | Yes Liability: $1 million Uninsured/Underinsured: $1 million Comprehensive and Collision: $50,000 (if you have your own comprehensive and collision coverage) |
| Bitesquad | No |
| BringMeThat | No |
| Caviar | Yes Up to $1 million per accident for medical expenses $100,000 accidental death benefit and $100,000 survivor's benefits (eligible dependents) Accidental Disability benefit up to $500 per week |
| Delivery.com | No |
| Domino's | No |
| DoorDash | Yes Liability: $1 million (you have to exhaust your own coverage first) |
| EatStreet | No |
| Foodler | No |
| FreshDirect | Yes Drivers use a company truck for deliveries |
| Google Express | Yes Drivers use a company truck for deliveries |
| GrubHub | No |
| Instacart | No |
| Jimmy John's | No |
| Olive Garden | No |
| OrderUp | No |
| Panera | No |
| Papa John's | No |
| Peach | No |
| PeaPod | Yes Drivers use climate control company trucks to deliver groceries |
| Pizza Hut | No |
| Postmates | Yes Liability: $1 million (you have to exhaust your own coverage first) |
| Publix | No Provides delivery through Instacart |
| Round Table Pizza | No |
| Seamless | No |
| Shipt | No |
| UberEATS | Yes Liability: $1 million In between trips: $50,000 per person/accident $100,000 per accident $25,000 for property damage |
| Vons | Yes Drivers use a company car for deliveries |
| WalMart | No |
| Wedgy's | No |
If you have to find delivery auto insurance on your own, keep a few things in mind while researching.
It’s recommended that any delivery driver maintain a business auto insurance policy. Federal law specifies that carriers of household goods maintain a separate standard of care, which applies differently than general transportation law.
This additional liability affects auto insurance rates and applies to anyone transporting goods for business, which is a typical Walmart delivery service. This means that if your delivery service company doesn’t cover special insurance, you’ll encounter major problems with your auto insurance company in the event of accident.
It’s important to note that business auto insurance is not the same as personal auto insurance. Your personal insurance policy only covers damages unrelated to business, and in fact, may even be voided if it’s determined that damage occurred during business travel.
Additionally, falsifying the circumstances of an accident or omitting important information regarding the use of your vehicle may constitute insurance fraud, which can cost you any coverage you currently have, and may even result in the loss of your license.
In short, it’s best to play it safe and carry the required special insurance you’ll need for business trips. Use our free quote tool to find affordable Walmart delivery auto insurance rates and compare auto insurance options.
Free Auto Insurance Comparison
Enter your ZIP code below to compare auto insurance rates.
Secured with SHA-256 Encryption
Walmart partners with third party services to contract associate delivery drivers. This means there is no general policy at the moment that covers delivery drivers directly. This may change in the future, but for now it’s best to adhere to state requirements for Walmart delivery insurance. Even if you drive for a delivery company that offers an insurance policy, some states, like New York, may have stipulations in place that expose drivers to additional liability, despite coverage offered by the company.
Where I can find the most affordable Walmart Delivery Insurance ?
Walmart delivery insurance quotes will vary based on vehicle type, claim history, and other factors. Given the requirements mentioned above for different states, and different types of goods delivery, a business auto insurance policy or commercial auto insurance policy may be the best option.
- Amazon Flex Delivery Auto Insurance: Rates & Requirements
- Caviar Courier Auto Insurance: Rates & Requirements
- EatStreet Auto Insurance: Rates & Requirements
- Food Delivery Auto Insurance: Rates & Requirements
- Olive Garden Delivery Auto Insurance: Rates & Requirements
- Publix Food Delivery Auto Insurance: Rates & Requirements
- Seamless Delivery Auto Insurance: Rates & Requirements
Finding the best rates and the type of coverage you need starts with our free insurance comparison tool. Enter your ZIP code below and get started on comparing Walmart delivery auto insurance rates today.
Free Auto Insurance Comparison
Enter your ZIP code below to compare auto insurance rates.
Secured with SHA-256 Encryption