Best Auto Insurance for Jimmy John’s Delivery Drivers in 2025 (See the Top 10 Companies Here)
The best auto insurance for Jimmy John's delivery drivers features Progressive, Geico, and Travelers, with rates starting at $110/month and discounts up to 25%. Progressive provides flexible policies, Geico stands out for customer service, and Travelers offers comprehensive protection for delivery drivers.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Sep 15, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
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19,116 reviewsCompany Facts
Full Coverage for Jimmy Johns Delivery Drivers
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19,116 reviews
1,733 reviewsCompany Facts
Full Coverage for Jimmy Johns Delivery Drivers
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Progressive, Geico, and Travelers represent the best auto insurance for Jimmy John’s delivery drivers. Progressive ranks as the top choice due to its flexible coverage and exceptional value.
Geico stands out for its exceptional customer service, including 24/7 support and a user-friendly app. In contrast, Travelers provides comprehensive protection tailored to delivery drivers, with specialized coverage options for unique high risk drivers.
Our Top 10 Company Picks: Best Auto Insurance for Jimmy John's Delivery Drivers
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 10% A+ Competitive Rates Progressive
#2 11% A++ Affordable Rates Geico
#3 12% A++ Bundling Discounts Travelers
#4 9% A+ Accident Forgiveness Nationwide
#5 8% A Discount Availability American Family
#6 8% A Family Plans Farmers
#7 11% A Multi-Policy Discounts Liberty Mutual
#8 10% A+ Financial Strength Amica
#9 12% A+ Safe-Driving Discounts Allstate
#10 9% B Teen Discounts State Farm
Each provider brings valuable benefits to the table, catering to different needs and preferences. This distinction is based on its combination of affordability, coverage options, and customer satisfaction.
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- Progressive is the top choice for auto insurance for Jimmy John’s drivers
- Comprehensive protection addresses the unique risks of delivery driving
- Delivery drivers need insurance tailored to their specific job requirements
#1 – Progressive: Best for Competitive Rates
Pros
- Advanced Coverage Features: Provides innovative coverage options such as the “Name Your Price” tool, which allows delivery drivers to tailor their insurance to fit their specific budget and delivery needs.
- Snapshot Program Rewards: The Snapshot program rewards safe driving habits with discounts, offering additional savings for Jimmy John’s delivery drivers who practice cautious driving.
- Customizable Payment Plans: Discover how Progressive auto insurance review highlights flexible payment options that accommodate the irregular income and delivery schedules of drivers.
Cons
- Complex Policy Structures: The variety of coverage options and add-ons can make understanding and selecting the right policy complex for those new to insurance.
- Inconsistent Coverage Quality: The extent and quality of coverage can vary by location, potentially affecting delivery drivers in less serviced areas.
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#2 – Geico: Best for Affordable Rates
Pros
- Affordable Insurance Rates: Explore our Geico auto insurance review to see how the company’s competitive rates are specifically designed to be budget-friendly for delivery drivers.
- Streamlined Digital Experience: Geico’s user-friendly app facilitates easy management of policies, claims, and roadside assistance, particularly useful for delivery drivers.
- Bundling Benefits: Significant discounts are available when bundling auto insurance with other types of coverage, benefiting Jimmy John’s delivery drivers.
Cons
- Limited Coverage Customization: Geico insurance for delivery drivers may lack the customization needed for specific delivery scenarios, making it less ideal for tailored coverage.
- Inconsistent Customer Service: The quality of customer service can be inconsistent, potentially impacting support for complex delivery-related claims.
#3 – Travelers: Best for Bundling Discounts
Pros
- Customizable Endorsements: Travelers offers a range of customizable endorsements such as enhanced roadside assistance and rental car coverage, which can be particularly beneficial for Jimmy John’s delivery drivers.
- Rewards for Safe Driving: The company provides discounts for maintaining a clean driving record, which can help reduce costs for responsible delivery drivers.
- Efficient Claims Processing: In our Travelers auto insurance review, learn how the company is known for prompt and reliable claims service, addressing the needs of delivery drivers quickly.
Cons
- Higher Premiums for High Mileage: Insurance premiums can be higher for extensive delivery routes, especially for delivery driver insurance cost.
- Limited Local Agent Network: Fewer local agents might lead to less personalized service in some regions, affecting the best auto insurance for Jimmy John’s delivery drivers.
#4 – Nationwide: Best for Accident Forgiveness
Pros
- Versatile Coverage Options: Nationwide offers flexible insurance plans that can be tailored for delivery drivers, including unique needs such as loss-of-use coverage.
- Accident Forgiveness Benefits: View our Nationwide auto insurance review to understand how accident forgiveness programs prevent premium increases after the first accident.
- Multi-Vehicle Discounts: Discounts for insuring multiple vehicles benefit delivery drivers, making it easier to find the best auto insurance for Jimmy John’s delivery drivers.
Cons
- Potentially Higher Rates: Premiums might be higher for drivers in high-risk delivery scenarios, affecting overall cost.
- Limited Coverage in Some Areas: Availability of specific delivery-related coverage can be restricted depending on the location.
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#5 – American Family: Best for Discount Availability
Pros
- Family-Oriented Benefits: Offers policies that include family-friendly coverage options like rental car coverage, which are advantageous for delivery drivers who also use their vehicles for family needs.
- Bundling Discounts: Provides discounts when bundling auto insurance with other types of coverage, beneficial for Jimmy John’s delivery drivers managing multiple policies.
- Enhanced Protection Plans: Delve into our American Family auto insurance review to explore options for additional protection, including coverage for personal items in the vehicle, adding value for delivery drivers.
Cons
- Higher Premium Costs: Premiums can be on the higher side, particularly if extensive or additional coverage is required.
- Less Flexibility in Customization: Some delivery-specific coverage needs might not be as customizable as with other providers.
#6 – Farmers: Best for Family Plans
Pros
- Highly Customizable Policies: Farmers offers personalized insurance solutions that can be specifically tailored to the needs of delivery drivers, including coverage adjustments based on delivery patterns.
- Safety Feature Discounts: Based on our Farmers auto insurance review, discover the discounts available for installing additional safety features in vehicles, which can be beneficial for delivery drivers.
- Strong Local Agent Network: A wide network of local agents ensures personalized service and tailored insurance options for best auto insurance for Jimmy John’s delivery drivers
Cons
- Higher Costs for Extensive Coverage: Comprehensive and tailored coverage options can lead to higher premiums.
- Complex Policy Choices: The range of options may require detailed consultation to ensure the best fit for unique delivery needs.
#7 – Liberty Mutual: Best for Multi-Policy Discounts
Pros
- Enhanced Roadside Assistance: Provides extensive roadside assistance services, including towing and lockout help, crucial for delivery drivers who are frequently on the road.
- Flexible Payment Options: Explore our Liberty Mutual auto insurance review to see how adaptable payment plans cater to the variable income and scheduling of delivery drivers.
- Accident Forgiveness Programs: Provides accident forgiveness to help keep premiums stable after an initial accident, benefiting Jimmy John’s delivery drivers with occasional mishaps.
Cons
- Potential Coverage Gaps: Some specific delivery scenarios may not be fully covered under standard policies.
- Higher Premiums: Comprehensive and enhanced coverage options can lead to increased insurance costs.
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#8 – Amica: Best for Financial Strength
Pros
- Top-Rated Customer Service: Amica is renowned for high customer satisfaction ratings, providing reliable and responsive service for Jimmy John’s delivery drivers.
- Good Driver Discounts: Substantial discounts are available for drivers with a clean driving record, benefiting those who maintain safe driving practices.
- Flexible Coverage Options: With our Amica auto insurance review, find out how adaptable coverage plans can be tailored to the specific needs of Jimmy John’s delivery drivers.
Cons
- Coverage Limitations for High-Risk Scenarios: Delivery drivers with high-risk profiles may face higher premiums or limited coverage options.
- Increased Costs for Additional Coverage: Extra coverage options can raise premiums, a key factor in choosing insurance for delivery drivers.
#9 – Allstate: Best for Safe-Driving Discounts
Pros
- Broad Range of Benefits: Discover our Allstate auto insurance review to learn about the wide array of benefits including accident forgiveness and rental car coverage, ideal for Jimmy John’s delivery drivers.
- Bundling Savings: Offers significant discounts for bundling auto insurance with other policies, which can be advantageous for drivers with multiple insurance needs.
- Local Agent Network: A strong network of local agents offers personalized insurance solutions, ideal for Jimmy John’s delivery drivers.
Cons
- Higher Premiums for High Mileage: Premiums can be elevated for drivers with significant delivery mileage.
- Limited Customization: Some delivery-specific coverage needs might not be fully addressed within standard policy options.
#10 – State Farm: Best for Teen Discounts
Pros
- Comprehensive Insurance Options: State Farm offers a wide range of coverage options including liability, collision, and comprehensive plans specifically for delivery drivers.
- Discounts for Safe Driving: See our State Farm auto insurance review for details on how competitive discounts for maintaining a safe driving record help reduce costs for responsible delivery drivers.
- Efficient Claims Service: Known for reliable and efficient claims processing, ensuring timely assistance for delivery drivers.
Cons
- Potentially Higher Premiums: Premiums may be higher, particularly for drivers involved in high-risk delivery scenarios.
- Limited Flexibility in Coverage: Some standard policies, including State Farm delivery insurance, might not fully cover unique delivery-specific needs.
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Optimal Insurance Options for Jimmy John’s Delivery Drivers
Evaluating the best auto insurance for Jimmy John’s delivery drivers involves focusing on coverage that meets the specific needs of delivery driving, such as extended time on the road and the requirement for prompt, reliable support if an accident occurs.
Jimmy John's Delivery Drivers Auto Insurance Monthly Rates by Provider & Coverage Level
Insurance Company Minimum Coverage Full Coverage
$183 $306
$173 $291
$164 $278
$194 $324
$168 $281
$203 $331
$175 $296
$172 $287
$161 $272
$181 $300
Progressive offers customizable policies, letting drivers choose coverage levels based on their needs. Geico provides affordable pricing and easy-to-use digital tools, allowing drivers to manage their policies efficiently through their app.
Travelers offers a solid option for those seeking a balance of comprehensive coverage and additional benefits like accident forgiveness. Allstate provides valued policies with comprehensive protection and accident forgiveness, while American Family stands out for its customizable plans and discounts.
Selecting the right auto insurance for Jimmy John’s delivery drivers involves considering coverage options, affordability, and support. Focusing on these factors ensures drivers have the protection and confidence needed while working. For additional details, explore our comprehensive resource titled “Is full coverage really full?“
Save on the Best Auto Insurance for Jimmy John’s Drivers
The best auto insurance for Jimmy John’s delivery drivers can be found by leveraging valuable discounts to reduce premiums and improve coverage. Identifying the top discounts from leading providers ensures that drivers secure the most cost-effective insurance tailored to their needs.
Progressive offers a Multi-Policy discount that saves money for those who bundle multiple types of insurance. Geico provides a Multi-Car discount, reducing costs for insuring more than one vehicle.
The ideal auto insurance for Jimmy John's delivery drivers offers flexible coverage and reliable support, perfectly suited for the demands of high-mileage delivery work.
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Maximizing the best available discounts enables Jimmy John’s delivery drivers to enjoy substantial savings while securing comprehensive coverage. These discounts ensure drivers can secure the best auto insurance, including the cheapest insurance for delivery drivers, tailored to their needs and budget.
Commercial Auto Insurance Costs for Jimmy John’s Delivery Drivers
Exploring the best auto insurance for Jimmy John’s delivery drivers, it’s important to consider the cost differences between commercial and personal auto insurance. Due to the increased risk associated with delivery driving, commercial auto insurance for delivery drivers typically comes with higher rates.
Average Costs for Commercial Auto Insurance by Vehicle Type
| Vehicle Type | Minimum Coverage | Full Coverage |
|---|---|---|
| Cab | $417 | $833 |
| Car | $50 | $200 |
| Cargo/Delivery Van | $275 | $517 |
| Limo | $333 | $500 |
| Semi | $667 | $1,042 |
Delivery drivers who frequently use cargo vans will see higher insurance rates for these vehicles compared to standard cars. Insurance providers classify cargo vans as higher risk due to their constant use and operational nature.
Providers like Progressive and Geico offer tailored coverage for delivery vehicles, addressing specific risks. Progressive provides comprehensive commercial insurance for delivery vans, while Geico offers customizable coverage at competitive rates.
State Farm and Travelers also offer specialized policies to effectively meet the needs of delivery drivers. By exploring these options, they can find the best auto insurance for Jimmy John’s delivery drivers that fits their vehicle type and covers their delivery activities.
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Auto Insurance Picks for Jimmy John’s Delivery Drivers
For Jimmy John’s delivery drivers, securing the best auto insurance is essential for comprehensive protection. Given the high mileage and risks of delivery work, choosing a provider with customized coverage, competitive rates, and excellent customer service is crucial.
Among the top providers, Progressive excels with its specialized coverage options designed specifically for high-mileage drivers, which is particularly beneficial for those in the delivery sector.
Geico provides competitive rates and a user-friendly mobile app for easy policy management, while Travelers offers valuable coverage options like accident forgiveness and roadside assistance, enhancing protection for frequent drivers.
Finding the best auto insurance for Jimmy John’s delivery drivers means choosing a provider with tailored coverage, competitive rates, and strong customer support. Evaluating options based on delivery work needs ensures effective and reliable coverage, helping you find the best auto insurance for delivery drivers.
Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.
Frequently Asked Questions
How much is delivery driver insurance?
For delivery drivers, the cost of the best auto insurance for Jimmy John’s delivery drivers typically starts around $110 per month. The exact cost can vary based on factors such as the driver’s location, vehicle type, and driving history. To expand your knowledge, refer to our comprehensive handbook titled “Types of Auto Insurance Coverage.”
What insurance companies cover delivery drivers?
Insurance companies that offer the best auto insurance for Jimmy John’s delivery drivers include Progressive, Geico, and Travelers. These providers offer policies tailored to the unique needs and risks associated with delivery driving.
Get the best auto insurance rates possible by entering your ZIP code below into our free comparison tool today.
Does car insurance cover delivery drivers at Jimmy John’s?
Standard personal auto insurance policies may not cover delivery activities. To ensure adequate protection, Jimmy John’s delivery drivers generally need specialized insurance, which is considered the best auto insurance for Jimmy John’s delivery drivers to cover them while delivering.
What kind of insurance do you need to deliver for Jimmy John’s?
To deliver for Jimmy John’s, drivers need specialized coverage such as commercial auto insurance or a delivery driver endorsement. This is considered the best auto insurance for Jimmy John’s delivery drivers as it addresses the specific risks associated with delivery driving.
What is delivery coverage for Jimmy John’s delivery drivers?
The best auto insurance for Jimmy John’s delivery drivers includes food delivery coverage, offering comprehensive protection against accidents and damages during deliveries. For a thorough understanding, refer to our detailed analysis titled “Auto Insurance Coverage: What events are and are not covered by your policy?“
What is cargo auto insurance coverage for Jimmy John’s?
Cargo auto insurance for Jimmy John’s delivery drivers covers the delivery vehicle and its cargo. This type of insurance is part of the best auto insurance for Jimmy John’s delivery drivers, providing protection against damage or loss of the delivered items as well as coverage for vehicle-related risks.
What is the delivery policy for Jimmy John’s auto insurance?
Jimmy John’s requires its delivery drivers to have the best auto insurance for Jimmy John’s delivery drivers, which covers them while they are on the job. This typically involves a commercial auto insurance policy or a delivery driver endorsement to handle the specific risks associated with delivery activities.
Do I need special insurance to be a delivery driver?
Yes, to be a delivery driver, you need special insurance. The best auto insurance for Jimmy John’s delivery drivers includes commercial auto insurance or a delivery driver endorsement, as standard personal auto insurance may not cover delivery activities.
How old do you have to be to work at Jimmy John’s?
The minimum age to work as a delivery driver at Jimmy John’s is typically 18 years old. This requirement can vary based on local regulations and company policies. For a comprehensive overview, explore our detailed resource titled “How old do you have to be to drive?“
How much does Jimmy John’s pay for auto insurance for delivery drivers?
Jimmy John’s generally does not pay for car insurance for delivery drivers. Drivers are typically responsible for securing and paying for their own insurance, although some locations might offer reimbursement or assistance as part of their employment package.
Find the best auto insurance rates no matter how much coverage you need by entering your ZIP code below into our comparison tool today.
Enter your ZIP code below to compare auto insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
